Our Team (Contract Negotiation and Management)

Mangala Martinus

Mangala Martinus

Managing Director, Sydney

mangala.martinus@paymentsconsulting.com

With over 24 years’ experience in the financial services and payments industries, Mangala has a proven track record in developing and executing innovative and practical business strategy based on detailed market and financial analysis that delivers profitable long term strategic outcomes.

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During the RBA payments system reform process he was a representative on the ATM Industry Steering Group and EFTPOS Steering Group. He is the founder of the Australian ATM and Branch Automation Market Study and chairs the ATM Round Table. He holds a Master of Business Administration from the University of Technology, Sydney, and a Bachelor of Commerce from the University of NSW.

Eric Mowbray

Eric Mowbray

Associate, Melbourne

eric.mowbray@paymentsconsulting.com

Eric has 20 years of consulting experience, helping organisations with technology management, commercial advice, training and mentoring. He operates at the intersection of technology, people and processes. He is experienced with technology that interfaces to the public - retail systems (EFT-POS, smartcards), customer operated payment and public transport.

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Eric has managed complex technology projects with multiple vendors. He is a natural change manager, helping to create a culture for real and lasting business change.

Eric is adept at handling multiple stakeholders and diverse interest groups. He has extensive international experience and is sensitive to other cultures.

George Nearchou

George Nearchou

Associate, Sydney

george.nearchou@paymentsconsulting.com

George has over 30 years’ experience in commercialising technology, developing innovative customer relationship processes, leading large multinationals and a proven track record in growing high tech businesses serving banking, retail and healthcare. He has held roles as General Manager of Group Strategy, VP of Sales and Marketing, International Marketing Director and Managing Director.

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Over the last 10 years he has developed strategic partnership and business models based on pragmatic methodologies that have helped many businesses transform into companies with a sustainable competitive advantage both in Australia, New Zealand and South East Asia.

George has also spent many years investigating the end-to-end cash cycle and how to best lower the total cost of cash for retail banking, major retailers and hospitality. He has experience in integrating the latest in ATM, IDM, and recycling technologies, with the right software and security solutions supported by single point managed services to optimise and streamline cash handling minimising the total number of touch points and lowering the total cost. He Holds a BSc in Physics, Psychology at ANU, Masters Business Marketing at UNSW and post graduate studies at Harvard Business School on Building Competitive Advantage, Strategy and Managing Change.

Expertise